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What You Need to Know About

Chapter 7

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What You Need to Know About

Chapter 13

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ONLINE RESOURCES | Bankruptcy FAQs

How does bankruptcy help me?
Bankruptcy helps the debtor (the person filing for bankruptcy) by getting them out of debt. This debt can be completely eliminated or paid back in one lump monthly sum. Filing for bankruptcy allows the debtor to regain control of their finances and have a fresh start.

 

Does everyone qualify?
No. Qualification is based on how much your debt is and the amount of income you bring into the household. Your attorney at Clark & Washington, P.C. will help you decide the best choice for you.

 

How long does it take to file bankruptcy?
The period can be as long as a few weeks or as short as the same day you visit. Emergency filings are available through the court’s electronic filing system.

 

Will this stop repossessions, foreclosures, or garnishments?
Yes. Filing for bankruptcy will place a “stay” on your assets and stop you from losing them. This stay informs creditors they may not take any action against you regarding your assets.

 

If you have further questions regarding bankruptcy. Call our office at 770.488.9320 to have all your questions answered correctly and courteously.

Chapter 13

$75

To Start - Total filing fee is $310 and must be paid within 60 days.

Chapter 7

$335

Filing Fee to Start. Installment Plans Available

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